This web site ("Website") is operated by or on behalf of HBM+. All content on this Website is the copyrighted property of HBM+ and/or its various third party providers and distributors.

Except to the extent that you have been granted express prior permission from HBM+, none of the content or data found on the Website may be reproduced, republished, distributed, sold, transferred, modified, posted, transmitted or distributed. You may download, display and print the materials presented on this Website for your personal use.


Certain names, words, titles, phrases, logos, icons, graphics or designs in the pages of this Website may constitute trade names, registered or unregistered trade-marks or service marks ("Trade-marks") of HBM+ and used under license by HBM+. However, the display of Trade-marks on pages at this Website does not imply that any license has been granted to any third party.

Any unauthorized downloading, re-transmission, or other copying or modification of Trade-marks or other contents of this Website may be a violation of statutory or common law rights which could subject the violator to legal action. 

Use of the website

You represent, warrant and covenant that your use of the Website shall not:

Secure areas

Some of the areas of the Website ("Secure Areas") may require passwords or other forms of access control in order for a user to gain access and use the Website's functionality. If you are permitted to access and use one of the Secure Areas of the Website, it is your responsibility to keep your password or other access control methodology private so that it cannot be used by others. HBM+ will not be liable for any damages, losses or expenses suffered by you or any third party as a result of any unauthorized person gaining access to any of the Secure Areas through use of your password or other access methodology, and you agree that you will indemnify HBM+ for any damages, losses or expenses that it may suffer, including any claims made against HBM+ by third parties, as a result of such access or use by an unauthorized person. 

Limitation of liability

In no event will HBM+ be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential or punitive damages, losses or expenses, whether or not HBM+, or representatives thereof, are advised of the possibility of such damages, losses or expenses, arising in connection with:

Information and availability

Information on the public areas of this Website is for informational purposes only and is not intended to provide financial, legal, accounting or tax advice and should not be relied upon in that regard.

Information provided by HBM+ on its Website is believed to be accurate and reliable, but we cannot guarantee that such information is accurate or complete or current at all times. While we endeavour to keep the information current, such information is subject to change at any time without notice.

HBM+ makes reasonable commercial efforts to make the Website available, however, it is not responsible for any service interruptions. HBM+ will not be liable for any loss resulting from a cause over which it does not have direct control, including, but not limited to, failure of electronic or mechanical equipment or communication lines, telephone or other interconnect problems, computer viruses, unauthorized access, theft, operator errors, severe weather, earthquakes, or natural disasters, strikes or other labour problems, wars, or governmental restrictions.

Links to other websites

HBM+ makes no representations whatsoever about any other web site which you may access through this Website. When you access a non-HBM+ web site, it is independent from HBM+, and HBM+ has no control over the content on that web site. In addition, a link to a non- HBM+ web site does not mean that HBM+ endorses or accepts any responsibility for the content, or use, of such web site. It is your responsibility to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, trojan horses and other items of a destructive nature.

Links from or to web sites outside this Website are meant for convenience only. HBM+ does not review, endorse, approve or control, and is not responsible for any web sites linked from or to this Website, the content of those web sites, the third parties named therein, or their products and services. Linking to any other web site is at your sole risk and HBM+ will not be responsible or liable for any damages in connection with such linking. Links to web sites offering downloadable software are for convenience only and HBM+ does not endorse any such software and is not responsible or liable for any difficulties or consequences associated with downloading the software. Use of any such downloaded software is governed by the terms of the license agreement, if any, which accompanies or is provided with such software.

Governing jurisdiction

This Website and your use of it will be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to the principles of conflicts of law.